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Office: 254.629.3863

Toll-Free: 800.588.6381

Fax: 254.629.3865

106 South Seaman Street

PO Box 904

Eastland, TX 76448

lifeplanning@kennedy-financial.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Advisory services offered through Smart Money Group LLC, a Registered Investment Adviser. SEC registration does not imply a certain level of skill or ability. Securities offered through Calton & Associates, Inc. Member FINRA/SIPC. Kennedy Financial Services and Smart Money Group, LLC are separate entities and are not owned or controlled by Calton & Associates, Inc.

Jim Kennedy, Aaron Kennedy, Angela Robinson, and Bret Robinson are currently registered to sell securities products in MT, OK, and TX. Jim, Aaron, Angela, and Bret are also licensed to offer insurance products in AZ, CO, FL, IL, MT, NV, NM, NC, OK, SD, TN, and TX. The information included herein should not be considered a solicitation or an offer to sell products or services in any state besides those in which Jim, Aaron, Angela, and Bret are properly registered/licensed.

Calton Form CRS
SMG Form CRS
SMG Form ADV Part 2 (March 2026)